Credentials & Safety
License, insurance, and how we run a site
Everything on this page can be verified independently. Commercial owners should check it before signing with any contractor, including us.
Licensing
Tennessee contractor license #83639
Horn Construction Group LLC holds a Tennessee contractor license issued by the Tennessee Board for Licensing Contractors.
The classification is BC Unlimited. BC covers commercial building construction, and the Unlimited designation means there is no restriction on the type of commercial building the company can contract.
The license carries a monetary limit of $1.5 million per project. That is the maximum value of a single contract, and it is the figure that places Horn in mid-market commercial work.
Tennessee requires a contractor license for commercial projects at low dollar thresholds, and requires the license number to appear on bids. A contractor who cannot produce a number, or whose classification does not cover the work, is a problem worth catching before contract rather than during construction.
The license status can be checked directly through the Tennessee Board for Licensing Contractors. Search by license number or by the legal entity name, Horn Construction Group LLC.
- Legal EntityHorn Construction Group LLC
- License Number#83639
- ClassificationBC Unlimited
- Monetary Limit$1.5 Million
- Issuing AuthorityTN Board for Licensing Contractors
- General Liability$2 Million Aggregate
- Base of OperationsOld Hickory, Tennessee
- Service Area41 Middle Tennessee Counties
Certificates of insurance are provided on request.
Insurance
Coverage carried on every project
General liability
$2 million aggregate. This is the coverage that responds to property damage or third-party injury arising from the work.
Certificates on request
We issue a certificate of insurance naming you as certificate holder, and as additional insured where your contract requires it.
Subcontractor coverage
Trades working on a Horn project carry their own general liability and workers compensation. We collect and hold current certificates.
Safety
How we run a job site
Steel erection is among the higher-risk activities in commercial construction. The controls below are standard practice on Horn projects.
- Fall protection in use during erection and any work at height
- Rigging and crane operations run by qualified operators, with lift plans on complex picks
- Site-specific hazard review before mobilizing, updated as the work changes
- Daily coordination between trades so overlapping work does not create exposure
- Access control and housekeeping, since disorganized sites are where most incidents originate
- Current insurance certificates held for every subcontractor before they set foot on site
An organized site is a safer site, and it also finishes closer to schedule. The two are not separate concerns.
For Owners
What to ask any commercial contractor
This applies to us as much as anyone. If a contractor cannot answer these, that is useful information.
What is your license number and classification?
In Tennessee, commercial work requires a license, and the classification has to cover the type of work. A BC classification covers commercial building. Specialty classifications do not. Ask for the number and check it against the state record rather than taking the answer at face value.
What is your monetary limit?
Tennessee licenses carry a monetary limit, which caps the value of a single project. A contractor bidding work above their limit is bidding work they cannot legally contract. This is public record and takes a minute to verify.
Can I see a certificate of insurance?
Ask for a certificate issued to you, not a copy of one issued to somebody else. Check that the policy dates cover your construction period, and that the limits meet whatever your lender or your own insurer requires.
Do your subcontractors carry their own coverage?
A general contractor's policy does not automatically extend to every trade on site. Ask whether the contractor collects and holds current certificates from subcontractors, and what happens if one lapses mid-project.
Who is actually on my site?
Ask who runs the job day to day and how often they are physically present. On mid-market projects it is common for the person who sold the work to disappear after contract. Ask directly and get a name.
What is in the budget, and what is excluded?
Exclusions matter more than the total. Site work, utility runs, stormwater, permit fees, and interior finish are the items most often left out of a low number. Two budgets are only comparable when they cover the same scope.
How do you handle change orders?
The answer should be that changes are priced and issued in writing before work proceeds. Anything less specific is worth pressing on.
Documentation
Request certificates and references
We provide a certificate of insurance, license documentation, and project references on request.